LEGAL EASE
by Shane Givens and Summer McWhorter

July 18, 201
2

What is Obamacare? - Part II


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Last week, we looked at the basics of “Obamacare” or The Patient Protection and Affordable Care Act (ACA). Reportedly, 55 percent of Americans do not want the legislation and 26 states have either opposed the ACA or vowed not to implement it. So why do so many oppose this law? Generally, they cite the following reasons.

_ Proposed economic incentives, plus a government-run health plan like the one proposed in the House bill, would cause 88.1 million people to see their current employer-sponsored health plan disappear.

_ Even if you kept your private insurance, eventually most remaining plans—whether employer plans or individual plans—would have to conform to new federal benefit standards. Moreover, the necessary plan “upgrades” will undoubtedly cost you more in premiums.

_ Because the federal government is creating this health care plan and controlling it, the federal government will also set the rules for private plans. This includes provisions which would allow the government to approve or disapprove of health-care providers. Many feel that there is little doubt that given this power, the federal government would put private medical “competitors” out of business sooner or later.

_ Under Obamacare, the federal government will pick your treatment. For Example, President Obama has stated, “They’re going to have to give up paying for things that don’t make them healthier. … If there’s a blue pill and a red pill, and the blue pill is half the price of the red pill and works just as well, why not pay half for the thing that’s going to make you well.” Many feel that the government should not be able to pick which pill you should take.

_ Obamacare will result in increased taxes or penalties. Additionally, many feel that a proposed surtax on the wealthy will actually hit hundreds of thousands of small business owners who are dealing with a recession. If it is enacted, America’s top earners and job creators will carry a larger overall tax burden than France, Italy, Germany, Japan, etc., with a total average tax rate greater than 52%. Many feel that this is not the right recipe for jobs and wage growth.

_ Pro-life supporters claim that because abortion is not specifically excluded, the federal health board could recommend that abortion services be included under the covered benefits of a person’s health care package.

_ Many believe that Obamacare will increase the national deficit by at least $239 billion over 10 years. And that number will likely continue to rise over the long term. Similar entitlement bills in the past, including Medicare, have scored much lower than their actual eventual cost.

_ Most congressmen and women have not even read the entire bill. One Congressman was even quoted as saying that it’s pointless to read one of the reform bills without two days and two lawyers to make sense of it. Obamacare opposition believes that deception is the only reason to rush through a bill nobody truly understands.

Continuing with the theme, next week we will discuss what it means if Alabama declines to implement the ACA.

This column is intended for general information purposes only. The answers to most legal problems rely on specific facts of a particular situation; therefore, it is very important to see a lawyer when these situations arise. 

Please e-mail questions for future columns to
givenslaw@tds.net.